Singapore’s property market is one of the most active in Asia, with tens of thousands of home purchases, refinancing decisions, and commercial loan applications processed each year. A mortgage broker sits between the borrower and the lender, comparing rates across banks and financial institutions to find the most competitive package for each client’s situation. For most buyers, the difference between a broker who knows the market and one who doesn’t can translate directly into thousands of dollars saved over the life of a loan.
The Singapore mortgage broking industry is well-regulated, with most established firms working across a panel of local and international lenders including DBS, OCBC, UOB, Standard Chartered, and others. What separates strong brokers from average ones is the breadth of their lender access, the quality of their advisory process, and their track record with clients in a range of situations, from first-time HDB buyers to commercial property investors and expatriates.
The firms listed here were selected based on verified customer ratings, volume of reviews, range of services, lender access, and overall reputation in the Singapore market as of 2026. Where ratings and review counts are publicly available, they are included to give a clearer picture of each firm’s standing.
1. Redbrick Mortgage Advisory
Singapore mortgage broker with over 9,500 five-star reviews and direct access to major lender rates
Redbrick Mortgage Advisory holds a 5.0/5 rating built on more than 9,500 verified five-star reviews, making it one of the most reviewed mortgage brokers in Singapore by a significant margin. The firm offers home loan advisory across the full spectrum of residential property types, including HDB flats, private condominiums, executive condominiums, and landed properties.
Clients are assigned a dedicated advisor who compares rates across a panel of banks and finance companies, then presents options with full transparency on the terms, fees, and lock-in periods. The firm’s volume of reviews suggests consistent delivery across a wide client base, from first-time buyers to repeat investors refinancing existing loans.
Redbrick’s digital presence and advisory process are structured to give clients a clear breakdown of their options before committing to any lender. The combination of review volume and a perfect average rating places it at the top of the market for social proof.
Pros
- Over 9,500 five-star reviews, the highest review count among Singapore mortgage brokers
- 5.0/5 average rating across a very large sample
- Covers all major residential property types
- Direct access to multiple lender rate comparisons
Cons
- High client volume may mean less personalised attention for straightforward cases
- Primarily focused on residential property, with limited SME loan specialisation
Best for: Home buyers and refinancers who want the broadest market comparison and a well-established track record
Website: redbrick.sg
Full listing: View on Best of Singapore
2. MortgageWise.sg
Home loan mortgage broker with a strong advisory focus and a 4.9-star rating
MortgageWise.sg is an established Singapore mortgage broker carrying a 4.9/5 rating, with a reputation built on straightforward advice and consistent client outcomes. The firm helps clients across HDB loans, private property financing, and refinancing, providing rate comparisons across a panel of local and international banks.
The advisory model at MortgageWise is centred on education, with the firm known for helping clients understand not just the current rate environment but the longer-term implications of fixed versus floating rate packages, lock-in periods, and repricing cycles. This approach suits buyers who want to be fully informed before committing.
MortgageWise.sg has built a steady following among both owner-occupiers and property investors, and its rating reflects strong client satisfaction across a range of transaction types.
Pros
- 4.9/5 rating reflecting consistently strong client outcomes
- Educational advisory approach suits clients new to the mortgage process
- Covers HDB, private property, and refinancing
- Access to multiple lenders for rate comparison
Cons
- Less prominent review volume compared to the top-ranked firm
- Website could offer more detailed information on SME or commercial lending
Best for: First-time buyers and refinancers who want clear explanations of their loan options
Website: mortgagewise.sg
Full listing: View on Best of Singapore
3. Mortgage Master
Specialist mortgage broker in Singapore with a 5.0-star rating across 686 reviews
Mortgage Master holds a 5.0/5 rating based on 686 verified client reviews, giving it one of the strongest combinations of rating quality and review depth in the Singapore market. The firm operates as a full-service mortgage broker, covering residential purchases, refinancing, and commercial property financing.
Advisors at Mortgage Master work with clients to identify the best available package across a panel of lenders, taking into account the client’s financial profile, property type, loan quantum, and preferred loan tenure. The firm’s review count and perfect score suggest consistent performance across a broad client base.
Mortgage Master is a practical choice for buyers who want a broker with a solid, verifiable track record rather than simply a large marketing presence.
Pros
- 5.0/5 rating across 686 reviews, a strong verified sample
- Covers residential and commercial property financing
- Multi-lender access for competitive rate comparison
- Clear advisory process aligned to client financial profile
Cons
- Less well-known publicly than some larger-branded competitors
- Commercial lending depth is less clearly communicated online
Best for: Buyers and refinancers who prioritise a strong, verified review record when choosing a broker
Website: mortgagemaster.com.sg
Full listing: View on Best of Singapore
4. Home Loan Whiz
Singapore mortgage broker with a 4.9-star rating offering loan matching across multiple lenders
Home Loan Whiz carries a 4.9/5 rating and positions itself as a loan-matching service that connects borrowers with the most suitable lender from a broad panel. The firm covers home purchases, refinancing, and property investment loans, with advisors working to match each client’s profile to the best available package.
The firm’s name reflects its focus on speed and efficiency in the loan sourcing process, which suits buyers who are under time pressure or dealing with competitive property market conditions. Despite a slightly lower rating than the top-ranked firms, its 4.9 score across multiple reviews points to reliably positive client experiences.
Home Loan Whiz is particularly useful for clients who want a quick, structured comparison across lenders without having to approach each bank individually.
Pros
- 4.9/5 rating with a multi-lender matching approach
- Efficient process suited to buyers operating under time constraints
- Covers purchases, refinancing, and investment loans
- Accessible online presence
Cons
- Less information publicly available on the full extent of lender panel
- Smaller brand profile compared to the top three firms
Best for: Buyers who want fast, multi-lender loan matching with a strong track record of client satisfaction
Website: homeloanwhiz.com.sg
Full listing: View on Best of Singapore
5. Mortgage Consultancy Pte Ltd
Singapore mortgage broker covering home loans, SME business financing, and consultancy services
Mortgage Consultancy Pte Ltd holds a 5.0/5 rating and operates across two distinct service lines: residential home loans and SME business financing. This dual capability makes it a practical choice for self-employed buyers, small business owners, or clients whose financial situation spans both personal property and commercial lending needs.
The firm’s consultancy model means advisors work through each client’s borrowing capacity, income documentation, and financial goals before recommending a loan structure. This is particularly useful for self-employed applicants, whose income verification requirements often differ from salaried borrowers.
With a perfect rating and a broader scope than most residential-only brokers, Mortgage Consultancy Pte Ltd occupies a useful niche in the Singapore broker market for clients with more complex financial profiles.
Pros
- 5.0/5 rating
- Covers both residential home loans and SME business financing
- Consultancy-focused approach suited to complex financial situations
- Useful for self-employed and business-owning clients
Cons
- Dual focus may mean less depth in specialisation for purely residential clients
- Brand is less prominent than some larger-reviewed competitors
Best for: Self-employed individuals and small business owners who need both residential and commercial loan support
Website: mortgageconsultancy.com.sg
Full listing: View on Best of Singapore
6. Keyquest Mortgage
Singapore mortgage broker with 302 five-star reviews and extended weekday hours
Keyquest Mortgage holds a 5.0/5 rating across 302 verified reviews and distinguishes itself through extended weekday operating hours, making it accessible to clients who cannot consult brokers during standard business hours. The firm works across residential purchases, refinancing, and investment property loans.
Extended hours are a practical benefit in a market where many buyers are employed full-time and need to have loan discussions in the evening. Keyquest’s availability outside standard hours, combined with its strong rating, makes it a functional choice for working professionals managing a property transaction alongside full-time employment.
The firm’s 302-review count at a 5.0 average reflects consistent client satisfaction across a meaningful number of transactions.
Pros
- 5.0/5 rating across 302 reviews
- Extended weekday hours for clients with limited daytime availability
- Covers residential purchases, refinancing, and investment loans
- Accessible to working professionals
Cons
- Less publicly available detail on lender panel breadth
- Primarily residential focused, with limited commercial scope communicated online
Best for: Working professionals who need flexible appointment hours alongside a strong advisory service
Website: keyquestmortgage.com.sg
Full listing: View on Best of Singapore
7. Dollarback Mortgage
Singapore mortgage broker with a 5.0-star rating across 432 client reviews
Dollarback Mortgage carries a 5.0/5 rating across 432 reviews, placing it among the most reviewed and highest-rated brokers in the Singapore market. The firm’s name reflects a common offering in the Singapore mortgage space, where lenders or brokers provide cash rebates or cashback incentives as part of a loan package.
The firm covers standard residential purchases, refinancing, and investment property loans, with advisors helping clients compare both the headline interest rate and the total cost of the loan package, including rebates, legal fees, and lock-in penalties. This full-picture approach is more useful than focusing on rate alone.
With 432 reviews at a perfect average, Dollarback Mortgage has demonstrated consistency across a substantial volume of client transactions.
Pros
- 5.0/5 rating across 432 reviews
- Transparent approach to total loan cost, including rebates and fees
- Strong track record across residential and investment property
- Accessible online presence
Cons
- Brand name may create confusion about whether cashback is always available
- Commercial lending scope is not prominently featured
Best for: Buyers who want a thorough comparison of total loan costs, including cashback and fee structures
Website: dollarbackmortgage.com
Full listing: View on Best of Singapore
8. FinanceGuru Pte Ltd
Singapore mortgage broker with a 4.9-star rating and extended weekday hours across multiple lenders
FinanceGuru Pte Ltd holds a 4.9/5 rating and offers access to a panel of multiple lenders, making it a functional option for borrowers who want broad market coverage from a single point of contact. The firm also operates with extended weekday hours, improving accessibility for working clients.
The FinanceGuru model covers home loans, refinancing, and related financing products, with advisors comparing packages across banks and presenting options based on the client’s borrowing profile. The extended hours policy mirrors that of Keyquest Mortgage and reflects a growing expectation among Singapore buyers that brokers be available outside of standard office hours.
A 4.9/5 average across verified reviews reflects strong but not perfect client satisfaction, which is honest and within a range that suggests consistently good service delivery.
Pros
- 4.9/5 rating
- Extended weekday hours for flexible client access
- Multi-lender access for rate comparison
- Covers home loans and refinancing
Cons
- Less detailed public information on commercial or SME lending capabilities
- Lower review volume than the top firms reduces confidence for some clients
Best for: Employed buyers looking for after-hours availability and multi-bank rate comparison
Website: financeguru.sg
Full listing: View on Best of Singapore
9. The Loan Connection
Singapore mortgage broker with a 5.0-star rating across 158 reviews
The Loan Connection holds a 5.0/5 rating across 158 reviews, a strong record for a firm of its size. The firm offers mortgage broking services across residential purchases and refinancing, connecting clients with appropriate lenders based on their individual financial circumstances.
With a smaller review volume than the top-ranked firms, The Loan Connection is best understood as a boutique-style operation that maintains high client satisfaction without the scale of the largest players. Clients who prefer working with a smaller team may find this structure suits them better than a high-volume firm.
The firm’s consistent 5.0 rating across 158 transactions indicates reliable delivery and strong client outcomes at a smaller scale.
Pros
- 5.0/5 rating across 158 reviews
- Smaller team structure may allow for more personalised service
- Covers residential purchases and refinancing
- Consistent client satisfaction across verified reviews
Cons
- Smaller review base than the top-ranked firms
- Service breadth and lender panel not prominently detailed online
Best for: Buyers who prefer a smaller, more personal advisory experience with a verified track record
Website: theloanconnection.com.sg
Full listing: View on Best of Singapore
10. IQrate
Singapore mortgage broker with a 5.0-star rating across 127 reviews
IQrate carries a 5.0/5 rating across 127 client reviews and positions itself as a data-informed mortgage broking firm. The name suggests a focus on rate analysis and comparison, and the firm offers home loan advisory across residential property types in Singapore.
With 127 reviews at a perfect average, IQrate is a smaller but well-regarded player in the Singapore broker market. Its approach is likely to suit analytically minded buyers who want detailed rate comparisons and clear explanations of loan package structures before committing.
As a newer or smaller entrant by review volume, IQrate’s consistent rating indicates strong service delivery within its current client base.
Pros
- 5.0/5 rating across 127 reviews
- Rate-comparison focused approach
- Suitable for clients who want detailed analysis before deciding
- Consistent client satisfaction record
Cons
- Smaller review base than most competitors on this list
- Limited public information on full service scope and lender panel
Best for: Buyers who prioritise detailed rate analysis and want a data-focused advisory process
Website: iqrate.io
Full listing: View on Best of Singapore
11. Unbeatable Mortgage
Singapore mortgage broker with a 5.0-star rating helping clients secure home loans across multiple lenders
Unbeatable Mortgage holds a 5.0/5 rating and covers residential home loans across multiple lenders in Singapore. The firm’s positioning around the concept of securing the most competitive available rate places it clearly in the rate-focused segment of the broker market.
The firm works with clients across purchase and refinancing scenarios, comparing packages from a panel of lenders and presenting options based on the client’s situation. Its perfect rating reflects positively on the advisory process and outcomes delivered to date.
For clients who are primarily motivated by finding the lowest available rate and want a broker who emphasises that goal, Unbeatable Mortgage’s positioning aligns well with that priority.
Pros
- 5.0/5 rating
- Multi-lender access focused on competitive rate outcomes
- Covers purchase and refinancing
- Clear value proposition around rate competitiveness
Cons
- Review volume not specified, limiting confidence in the sample size
- Brand is less established than the top-ranked firms
Best for: Rate-focused buyers who want a broker committed to sourcing the most competitive available loan package
Website: unbeatable.sg
Full listing: View on Best of Singapore
12. Aussie Expat Home Loans
Mortgage broker specialising in home loans for expatriates across Singapore and regional markets
Aussie Expat Home Loans holds a 5.0/5 rating and occupies a clearly defined niche: mortgage broking for expatriates, particularly Australian nationals living in Singapore or elsewhere in the Asia-Pacific region. Expatriate home loan applications are structurally more complex than standard resident applications, involving foreign income, overseas credit histories, currency considerations, and lender appetite for non-resident borrowers.
The firm’s specialist focus means its advisors are experienced with the documentation requirements and lender criteria that apply specifically to expat borrowers. This is a meaningful advantage over generalist brokers who handle expat applications only occasionally and may be less familiar with the specific challenges involved.
For Australian expats based in Singapore who want to purchase property in Australia, Singapore, or elsewhere in the region, Aussie Expat Home Loans is one of the few firms in the market specifically structured to serve that client group.
Pros
- 5.0/5 rating
- Specialist focus on expatriate home loan applications
- Experienced with cross-border income and foreign credit history requirements
- Covers Singapore and regional markets
Cons
- Niche focus means less suitable for standard Singapore resident buyers
- Primarily relevant to Australian expatriates, with less coverage of other nationalities
Best for: Australian expatriates in Singapore who need specialist support for cross-border home loan applications
Website: aexphl.com
Full listing: View on Best of Singapore
13. Mortgage Hub Pte Ltd
Singapore mortgage broker specialising in SME business loans and property financing
Mortgage Hub Pte Ltd carries a 5.0/5 rating and operates across two primary verticals: SME business loans and property financing. This dual focus places it alongside Mortgage Consultancy Pte Ltd as a broker capable of serving clients with both personal property and business funding requirements.
For SME owners looking to purchase commercial property, expand business premises, or access working capital alongside a residential mortgage, having a single broker experienced in both areas can simplify the overall financing process. Mortgage Hub’s advisors are positioned to handle the documentation and lender requirements for both loan types.
The firm’s 5.0 rating reflects well on its service delivery, and its combination of services makes it relevant to a segment of the Singapore market that many residential-only brokers do not adequately serve.
Pros
- 5.0/5 rating
- Covers SME business loans and property financing
- Useful for business owners managing both personal and commercial lending needs
- Experienced with commercial lender requirements
Cons
- Dual focus may reduce depth of specialisation for clients with purely residential needs
- Less well-known than the highest-reviewed residential brokers
Best for: SME owners and entrepreneurs who need integrated support across business loans and property financing
Website: mortgagehub.com.sg
Full listing: View on Best of Singapore
14. Unbiasedsg Mortgage Broker
Singapore mortgage broker with a 5.0-star rating helping clients compare loans across major banks and lenders
Unbiasedsg Mortgage Broker holds a 5.0/5 rating and positions itself around the principle of impartial advice, which is the core value proposition of any good mortgage broker. The firm’s name directly signals that its recommendations are driven by client benefit rather than lender preference, a distinction that matters when broker remuneration models can create conflicts of interest.
The firm covers loan comparison across major Singapore banks and lenders, providing clients with structured options across fixed, floating, and board-rate packages. This suits buyers who want a genuinely neutral assessment of their available choices rather than a recommendation weighted toward a preferred lender.
As a smaller firm by public profile, Unbiasedsg’s value lies in its advisory philosophy and its 5.0 rating, which reflects client trust in the impartiality of its recommendations.
Pros
- 5.0/5 rating
- Explicitly positioned around impartial, client-first advice
- Covers major banks and lenders across Singapore
- Compares fixed, floating, and board-rate packages
Cons
- Smaller brand presence and review base than the top-ranked firms
- Less publicly detailed information on service scope
Best for: Buyers who place a high value on genuinely neutral advice and want a broker with an explicit commitment to impartiality
Website: unbiasedsg.com
Full listing: View on Best of Singapore
15. Avant Consulting
Singapore SME loan broker and MRA EDG grant consultant serving local businesses
Avant Consulting holds a 5.0/5 rating and operates in a distinct space relative to the other firms on this list: SME loan broking combined with government grant consultancy, specifically the Market Readiness Assistance (MRA) grant and the Enterprise Development Grant (EDG) administered by Enterprise Singapore. This positions the firm as a specialist for businesses seeking both financing and grant support, rather than a traditional mortgage broker.
Singapore SMEs navigating the grant application process often find it time-consuming and administratively demanding. Avant Consulting’s focus on both the loan and grant side means business owners can access integrated support for their financing and grant strategy through a single firm, rather than managing separate advisors for each.
While outside the core residential mortgage broking space, Avant Consulting is relevant to Singapore business owners who are assessing their financing options alongside government support schemes.
Pros
- 5.0/5 rating
- Specialist in SME loan broking and government grant consultancy
- Covers MRA and EDG grant applications alongside business financing
- Integrated approach reduces the need for multiple advisors
Cons
- Not a residential mortgage broker, which limits relevance for home buyers
- Highly specialist focus means narrower client applicability
Best for: Singapore SME owners who need both business loan support and assistance with government grant applications
Full listing: View on Best of Singapore
Who is the best mortgage brokers in Singapore?
Based on verified client ratings and review volume, Redbrick Mortgage Advisory ranks as the most reviewed mortgage broker in Singapore, with over 9,500 five-star reviews and a 5.0/5 average. Mortgage Master and Dollarback Mortgage also carry 5.0/5 ratings across several hundred reviews each, placing them among the most consistently rated firms. MortgageWise.sg and Home Loan Whiz maintain strong 4.9/5 ratings. The right broker depends on your specific situation: residential buyers, expatriates, SME owners, and commercial investors each have different requirements, and some firms are better positioned for certain client types than others.
How much does a mortgage broker cost in Singapore?
Most mortgage brokers in Singapore do not charge the borrower directly. They are typically remunerated by the lender through a referral or introducer fee once a loan is settled. This means borrowers can access broker advice and lender comparison at no upfront cost. Some brokers may charge a fee for specific advisory services, particularly in commercial or SME lending contexts, so it is worth confirming the fee structure with any broker before engaging. Where cashback or rebate packages are involved, the broker should disclose the full terms of any incentive arrangement.
How do I choose a mortgage broker in Singapore?
Start by confirming that the broker has access to a broad panel of lenders rather than being restricted to one or two banks. Check their verified review count and average rating on Google or a credible directory. Assess whether their experience matches your situation: first-time HDB buyers, private property investors, expatriates, and SME owners all have different loan requirements. Ask the broker how they are remunerated and whether they will present you with multiple loan options in writing before you commit. Availability and response time also matter, particularly in fast-moving property transactions.
What should I look for in a mortgage broker?
A good mortgage broker should offer access to multiple lenders, present loan comparisons in clear terms including total cost rather than just the headline rate, and disclose how they are paid. They should ask detailed questions about your financial situation before making recommendations, rather than pushing a preferred package. Verified reviews from past clients are one of the most reliable indicators of service quality. Also check whether the broker covers the type of property you are purchasing, since some specialise in HDB transactions while others focus on private property or commercial loans.
Are there good mortgage brokers for small businesses in Singapore?
Yes. Several firms on this list serve SME clients alongside their residential broking services. Mortgage Consultancy Pte Ltd and Mortgage Hub Pte Ltd both offer SME business financing alongside property loans. Avant Consulting is focused specifically on SME lending and government grant consultancy, making it the most relevant option for businesses seeking both financing and grant support. For business owners purchasing commercial premises, it is worth engaging a broker with demonstrated experience in commercial lending, since the lender criteria, documentation requirements, and loan structures differ significantly from residential mortgages.
Finding the right mortgage broker in Singapore comes down to matching your specific situation to the firm best equipped to handle it. High review volumes and consistent ratings are useful indicators, but the broker’s lender access, advisory process, and experience with your property type or borrowing profile matter just as much. The firms listed here represent the strongest options available in 2026 across residential, commercial, expatriate, and SME lending, giving most Singapore borrowers a solid starting point for their search.
